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Because of the Great Recession and a few other reasons, some retirees are extending their working lives past the traditional age of retirement. According to a report from WalletHub and a survey from the Employee Benefit Research Institute, 25 percent of respondents said they can’t afford to retire when they want or plan to. “Eighteen percent cited ‘inadequate finances’ as a primary hurdle to retiring on schedule,” says the survey.

And, more than half of workers surveyed cited cost of living and daily expenses as impediments to saving — or saving more — for retirement.

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