Only about one-third of American workers are enrolled in disability coverage. This means 75 million are exposed to the financial hardships of short- or long-term conditions that force them to miss work.

May is Disability Insurance Awareness Month, and Unum, a disability insurance provider in Chattanooga, Tennessee, again has released claims analysis that reveals the leading causes of disability.

The top reasons for short-term disability leave are:

  • Pregnancy (28 percent)

  • Injury (11 percent)

  • Joint disorders (7 percent)

  • Digestive issues (7 percent)

  • Cancer (7 percent)

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