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The 2015 Social Security Trustees Report has again reported that shortfalls await—more for the Disability Insurance trust fund than for the Old Age and Survivors trust fund—and something must be done, preferably sooner rather than later, to deal with that.

According to a brief by Alicia Munnell, director of the Center for Retirement Research at Boston College and the Peter F. Drucker Professor of Management Sciences at Boston College’s Carroll School of Management, the question is what Congress will do “to restore confidence in the nation’s major social insurance program and to give people time to adjust to needed changes.”

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