A new study suggests doctors need to get into the habit of talking with patients about the costs of care, including tests, operations, and medications.

The point becomes even more apparent as more and more Americans are either forced to accept or opt for high-deductible or consumer-driven health insurance.

The study, published in the medical journal Health Affairs, found that in 2,000 transcripts of patient-physician conversations concerning diagnoses and treatment of breast cancer, arthritis, and depression, patients often voiced concerns about the financial implication of treatment. But unfortunately, the doctors barely responded to these worries.