Americans' views on both health care and health insurance seem to have arrived at some strange paradoxes in recent years. A recent poll conducted by NPR, the Robert Wood Johnson Foundation, and the Harvard Chan School found that one-third of respondents described their own health coverage as "excellent," and another 46 percent rated it as "good." Meanwhile, just 14 percent labelled their coverage as "fair," and a mere 4 percent called it "poor."

Yet when asked about the health care system in their states, more than 40 percent pronounced it either fair or poor.

And despite saying they're relatively happy with their coverage, more than one-quarter of respondents admitted they've had serious financial problems as a result of health care costs, and nearly 3 in 10 described costs as "unreasonable."

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Paul Wilson

Paul Wilson is the editor-in-chief of BenefitsPRO Magazine and BenefitsPRO.com. He has covered the insurance industry for more than a decade, including stints at Retirement Advisor Magazine and ProducersWeb.