More than 70 percent of 401(k) plans included target-date funds at year-end 2014. (Photo: Getty)

Employees with 401(k) plans put more of their money into target-date funds and were slightly less likely to have outstanding loans against their retirement balances.

That’s according to the Employee Benefit Research Institute and the Investment Company Institute, which reported that among the trends they identified in 401(k)s during 2014 was a move back into equities — with more participants holding equities at year-end 2014 than before the financial crisis (year-end 2007).

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