Outline of man behind falling line on chart. Many Americans may not know it, but current stock market activity may affect when they'll be able to retire. (Photo: Shutterstock)

Amid worker concerns that they don't have enough money set aside to retire, stock market gyrations such as those occurring earlier this month could be viewed as a major obstacle to retirement.

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Marlene Satter

Marlene Y. Satter has worked in and written about the financial industry for decades.