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Despite court rulings and delays, the DOL fiduciary rule will still have an impact on the industry. (Photo: Shutterstock)

The Department of Labor’s (DOL’s) long-awaited fiduciary rule (Rule) was introduced on June 9, 2017. After fits and starts, its full implementation has been delayed until July 1, 2019.

However, several key provisions have already kicked in and will apply in some form to all retirement benefit plans. Though the old rules were due to be updated, the new Rule is complex. It can perhaps be looked at as having pillars, with fiduciary advice forming the base, and with other provisions and exemptions building upon it.

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