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Social Security and caregiver credits: An idea whose time has come?

Some say Social Security should add wage credits to increase a caregiver’s earnings record -- and retirement money.

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woman and elderly man Not only do unmarried women account for a third of households aged 65–69 and two thirds of households aged 85 and older, many court poverty thanks to caregiving interruptions weighing on pay and work records. (Photo: iStock)

While Social Security once did provide better for family caregivers—usually women—via the spousal benefit, that’s no longer the case.

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Marlene Satter

Marlene Satter

Marlene Y. Satter has worked in and written about the financial industry for decades.

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