man with hood and red words Fornearly everyone, a 401(k) cashout is the worst DIY action to takewhen leaving a job.

With unemployment nearing historic lows, more career opportunityinevitably translates into greater job mobility. That means more401(k) participants will be changing jobs and will face importantdecisions on what to do with their retirement savings.

If you've changed, or plan to change jobs and must decide whatto do with your 401(k) at your former employer, the easiest choices– cashing out or leaving your funds behind – are typically yourworst options.

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