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Who’s to blame for out-of-network bills? 86 percent of respondents said insurance companies are very or somewhat responsible, compared to 82 percent who said hospitals are. (Photo: Shutterstock)

Getting a medical bill out of the blue that required payment for a service you thought was covered is something that happens to a lot of people. A new study finds that it occurred to nearly 60 percent of Americans in the past 12 months.

The study of 1,000 adults, by NORC at the University of Chicago, found that 57 percent of respondents said they had received a medical bill that they thought should have been covered by their insurance.

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