The findings of the latest Transamerica Center for Retirement Studies study, A Retirement Security Retrospective: 2007 Versus 2017, indicate that "American workers are more secure in their retirement preparations now than before the Great Recession." But that doesn't mean they've got a handle on the situation, since many are still recovering and lack anywhere near enough savings to see them safely through retirement. In fact, the study finds that "there are still major areas for further improving retirement security." That becomes obvious when considering the fact that in 2017, 58 percent of workers indicated that they had not yet fully recovered from the Great Recession. Of that number,

• 38 percent had somewhat recovered
• 13 percent had not yet begun to recover
• 7 percent believed they may never recover

And 49 percent of employers said their companies were still recovering (49 percent). Keeping that struggle in mind, employers can take action to help their older workers—and not just help them out the door. Of course younger workers need to be hired as some older employees retire, but employers can view older workers as assets. And help them with additional opportunities to work and save. Above are 10 ways in which Transamerica says employers can help their workforce have a secure retirement. READ MORE: 2 approaches to incorporating health care in retirement planning What will retirement planning look like in 2020? Singles, couples need different retirement planning