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Lifesaver on dock Group life insurance doesn’t come across as a very exciting product, partly because it’s so familiar to employers and employees. (Photo: Shutterstock)

Group life insurance is one of the most common benefits offered by employers. When asked about the importance of benefits in a 2018 LIMRA study, employees rated life insurance only behind medical benefits, paid vacation and retirement plans. In the same study, a survey of employers indicated they think employees rank life insurance lower than they do. Perhaps these employers are taking life for granted.

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