There's a lot of misconceptionsabout the health care and benefits industry. Here are afew.

My broker knows what they're doing

From my perspective as an employer, the biggest myths I seeare:

1. My broker is working for me. In fact, their contract,compensation, etc is all with the insurance carrier.

2. My broker has brought me all of the options to review. Someare not brought due to lower commissions. Some are not brought dueto the brokers not getting outside of the BUCAHs to see what elseis going on.

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