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boarded up city buildings Black families were overcharged somewhere between $3.2 billion and $4 billion (in 2019 dollars) in Chicago alone, researchers have found. (Photo: Bloomberg)

(Bloomberg Opinion) –One question is — or should be — central to any assessment of the state of America: Why, more than a century and a half after slavery ended, does the typical black family remain so much poorer than the typical white family?

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