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Broken leg The primary benefit of disability coverage, which most employees understand, is the partial payment of income should a working person encounter a covered disabling event. (Photo: Shutterstock)

Disability Insurance Awareness Month came to a close in May, but its messages are as relevant as ever. The seriousness of those messages creates the opportunity—and responsibility—for benefits managers and advisors to engage with employers well ahead of open enrollment. Like May, open enrollment will arrive—and be over—all too soon.

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