Futuristic cityscape Financial wellness is all about considering the future, and exorcising the demon that makes achieving long-term financial goals difficult. (Image: Shutterstock)

When I got out of college more than 50 years ago, I had college loan debt equal to about one year's salary. I figured out how to pay it off, though I deferred paying it off for a couple of years so I could afford to buy a sports car. Did I need some financial wellness counseling back then? It might've helped, because my Italian sports car ended up needing multiple clutches and lots of other repairs—mostly because I drove it like a maniac!

At the end of July, I participated in a BenefitsPRO webinar on financial wellness. The title for my presentation was "Financial wellness is for everyone." (It's available on the BenefitsPRO.com archives if anyone wants to check it out.) Although this is also about financial wellness, we'll consider it from a different perspective.

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