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Futuristic cityscape Financial wellness is all about considering the future, and exorcising the demon that makes achieving long-term financial goals difficult. (Image: Shutterstock)

When I got out of college more than 50 years ago, I had college loan debt equal to about one year’s salary. I figured out how to pay it off, though I deferred paying it off for a couple of years so I could afford to buy a sports car. Did I need some financial wellness counseling back then? It might’ve helped, because my Italian sports car ended up needing multiple clutches and lots of other repairs—mostly because I drove it like a maniac!

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