Futuristic cityscape Financialwellness is all about considering the future, and exorcising thedemon that makes achieving long-term financial goals difficult.(Image: Shutterstock)

When I got out of college more than 50 years ago, I had collegeloan debt equal to about one year's salary. I figured out how topay it off, though I deferred paying it off for a couple of yearsso I could afford to buy a sports car. Did I need some financialwellness counseling back then? It might've helped, because myItalian sports car ended up needing multiple clutches and lots ofother repairs—mostly because I drove it like a maniac!

At the end of July, I participated in a BenefitsPRO webinar onfinancial wellness. The title for my presentation was "Financialwellness is for everyone." (It's available on the BenefitsPRO.comarchives if anyone wants to check it out.) Although this is alsoabout financial wellness, we'll consider it from a differentperspective.

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