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collage of man, computer, symbols When they do pull savings from TDFs, investors often make erratic allocations on their own. (Photo: Shutterstock)

Utilization of target-date funds, which are designed to get a functional investment strategy to 401(k) savers who may not know the first thing about investing, is being hurt by what savers don’t know about TDFs.

Nick Thornton

Nick Thornton is a financial writer covering retirement and health care issues for BenefitsPRO and ALM Media. He greatly enjoys learning from the vast minds in the legal, academic, advisory and money management communities when covering the retirement space. He's also written on international marketing trends, financial institution risk management, defense and energy issues, the restaurant industry in New York City, surfing, cigars, rum, travel, and fishing. When not writing, he's pushing into some land or water.

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