older business man with empty wallet Employers looking to derisk by offering workerslump-sum buyouts could be depriving those employees of potentiallygreater benefits if they'd just stuck with the pensions they'd beenearning in the first place. (Photo: Shutterstock)

It's not a hard and fast rule, but employees could be gettingthe short end of the stick if they take an employer-offered buyoutinstead of sticking with a pension.

A Forbes report points out that employers looking toderisk by offering workers lump-sum buyoutscould be depriving those employees of potentially greater benefitsif they'd just stuck with the pensions they'd been earning in thefirst place.

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Marlene Satter

Marlene Y. Satter has worked in and written about the financial industry for decades.