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man with private jet Your friend might be embarrassed to talk about money because they think you believe they are far wealthier and more successful than they really are. (Photo: Shutterstock)

Insurance is not an easy product to buy. Neither are investments. At the supermarket, if you go to the dairy case and randomly choose a carton of milk, not much can go wrong. My friends invest. If they don’t, they should. Why don’t they ask me for help? What’s holding them back?

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