Ben Franklin closeup from moneyAbout 48 percent of those with a side job say they're doing it toearn extra money—but not all of them are doing so becausethey need the money. (Photo: Shutterstock)

It's apparently not enough for Americans to have "a job" thesedays—increasingly workers in the U.S. are juggling multiple jobswith multiple income streams. And although about a third areworking in multiple forms of employment out of financial necessity,about 48 percent say they're doing it to earn extra money—but evenso, not all of them are doing so because they need the money.

So says a New York Times report on the increasingly largeshare the gig economy plays in Americans' lives. While Canada andFrance aren't experiencing the same financial need that drives manyto engage in nontraditional work arrangements—likely due tostronger social safety nets and less inequality—in the U.S. workersare seeking out extra opportunities that don't fit the traditionalemployment picture in a way that suggests the workers themselvesare driving the trend.

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Marlene Satter

Marlene Y. Satter has worked in and written about the financial industry for decades.