Man walking fine line between two halves Employers, many of whom have had to lay off employees inthe age of social distancing, are going to be very motivated tochange. They are going to scrutinize every cost, and they're goingto do their research on alternatives.

This autumn is shaping up to be one of the most momentousopen enrollment/annual renewal cycles that anybenefits professional has ever seen.

Already, the post-COVID-19 predictions are shaking up themarketplace. One widely publicized report by Covered Californiapredicts insurance premiums could increase by up to 40 percent next year. Those numbers soundterrifying for businesses already grappling with what could be anextended macroeconomic slowdown.

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