golden eggs in nest (Photo: Shutterstock)

Today’s market swings have once again reminded us that such uncertainty can have an amplified effect on a specific demographic: pre-retirees. Understandably, those nearing retirement are especially fearful of losing their hard-earned nest egg, which can often cause considerations for making changes to one’s investment allocations — without considering the long-term view.

Recent events — particularly COVID-19 — have also shifted the retirement mindset of many: Research from Voya found more than half (54%) of employed Americans, and a greater number (59%) of baby boomers, are now planning to work in retirement — noting an interest to have a “safety net” to cover unexpected expenses and prepare for market volatility as their reasons.

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