Some policymakers have proposed allowing states to use waivers to reduce or eliminate essential health benefit requirements.
Patients would face thousands of dollars in new out-of-pocket expenses if states were allowed to waive an Affordable Care Act provision that requires insurance companies to cover 10 essential health benefits. This was one of the key findings of a recent analysis by the Urban Institute funded by the Robert Woods Johnson Foundation.
The requirement that these benefits be included in ACA-compliant nongroup insurance coverage increases premiums beyond what they would be if people could purchase plans covering fewer benefits. This had made the requirements somewhat controversial and spurred interest in reducing or eliminating them among some insurers and policymakers. Some have proposed allowing states to use waivers to reduce or eliminate essential health benefit requirements.
Continue Reading for Free
Register and gain access to:
- Breaking benefits news and analysis, on-site and via our newsletters and custom alerts
- Educational webcasts, white papers, and ebooks from industry thought leaders
- Critical converage of the property casualty insurance and financial advisory markets on our other ALM sites, PropertyCasualty360 and ThinkAdvisor
Already have an account? Sign In Now
© 2024 ALM Global, LLC, All Rights Reserved. Request academic re-use from www.copyright.com. All other uses, submit a request to [email protected]. For more information visit Asset & Logo Licensing.