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Some industry execs have suggested that the pandemic had increased the death rate for people with LTCI coverage and decreased the odds that insureds would file claims. (Photo: Shutterstock)

The first two U.S. waves of the COVID-19 pandemic may have hit some U.S. long-term care insurance issuers’ customers hard and missed the customers of other issuers.

A team from Milliman Inc. has described the early effects of the pandemic on U.S. LTCI issuers in a new report prepared for the Society of Actuaries, with funding from the Senior Health Care Oversight Trust.

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