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Although love may be blind, making financial decisions can be an eye-opener. Fidelity's 2021 Couples & Money study found plenty of room for improvement and a need for couples coaching.

  • Although 57 percent of respondents said they are joint decisionmakers on retirement and other long-term financial goals, more than half of all non-retired couples disagree on how much savings is needed to reach their retirement objectives.
  • One in five women reported having little or no involvement in retirement planning.
  • 40 percent of those with a same-sex partner reported having only one primary retirement decisionmaker, compared to only 27 percent of those with an opposite-sex partner.

The solution is clear: Make money a team sport, said Stacey Watson, senior vice president of life event planning for Fidelity.

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