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Not all retirees are the same.  The Employee Benefit Research Institute’s Retirement Security Research Center developed profiles of five groups, focusing on financial assets, income, debt and homeownership.

1. Average retirees (28 percent) were likely to report modest levels of financial assets ($99,000 or less) and intermediate levels of income (between $40,000 and $100,000 annually).The majority within this group rely on defined benefit pension plan income along with Social Security for their retirement income. Six in 10 average retirees seek to maintain or grow their financial assets in retirement.

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