"If there is one good thing that came out of the last two years, it's that it made seeking mental health services OK and made it OK for people to struggle," says HUB International's Douglas Nagel.

Employee benefits will never be the same in the wake of the pandemic and the ongoing economic fallout. "The combination of the pandemic and the hiring environment right now is really changing what we define as a benefit," said Douglas Nagel, executive vice president, employee benefits, for HUB International.

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