Health insurance premiums in the ACA marketplace declined in most states for the third straight year in 2022, while premiums for employer-sponsored plans increased.

"Several new factors affected insurers as they set premiums for 2022, including generous subsidies from the 2021 American Rescue Plan Act, increased outreach and enrollment spending by the Biden administration, and an increasing number of insurers in the marketplaces," according to a report from the Urban Institute. "Lower health premiums can help lower health care costs for consumers across the country."

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