Americans are expressing uncertainty about how to understand their credit score and about their financial future, according to a new survey by Lexington Law Firm.

The survey of 1,000 people, conducted in February, asked two key questions: whether the respondent’s parent had clearly explained how their credit score was calculated, and whether the respondent was confident that they would be more financially successful than their parents.

In both areas, the majority of respondents say no. The survey finds that:

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