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Equities are figuring more prominently in the portfolios of younger 401(k) participants, thanks to the adoption of target date funds (TDFs) as the default investment option in plans.

This finding is part of a new joint study from the Employee Benefit Research Institute (EBRI) and Investment Company Institute (ICI). The “401(k) Plan Asset Allocation, Account Balances, and Loan Activity in 2020” study is based on the EBRI/ICI database of employer-sponsored 401(k) plans and is compiled through a collaborative research project undertaken by the two organizations since 1996.

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