Access to employer-provided health insurance does not always translate to affordable health care.

“In recent years, employer-sponsored health insurance has become less adequate in providing financial protection for all kinds of health care services,” says Avni Gupta, a doctoral student in the Department of Public Health Policy and Management at the NYU School of Global Public Health. Gupta was the lead author of an analysis by researchers at the school that was reported in the Journal of the American Medical Association.

More than 6 in 10 working-age adults in the United States as of 2019 obtained health insurance coverage through their employers. Despite improvements in employer-sponsored insurance by the Affordable Care Act, health care costs and out-of-pocket expenditures have continued to rise, the study finds.

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