More than half of private sector workers in the U.S. are enrolled in high-deductible health plans (HDHPs) a new study has found. The report by ValuePenguin, a division of LendingTree, also found the number of private sector workers enrolled in HDHPs rose in 2021 for the eighth-straight year.

The report, posted at the ValuePenguin website, notes that HDHPs might be a good value for some Americans, but for lower-income workers who have chronic conditions and whose employers don’t also provide health savings plan contributions, HDHPs can become very expensive, and research has found that HDHPs can lead workers to skip or delay health care due to cost concerns.

Complete your profile to continue reading and get FREE access to, part of your ALM digital membership.

Your access to unlimited content isn’t changing.
Once you are an ALM digital member, you’ll receive:

  • Critical information including cutting edge post-reform success strategies, access to educational webcasts and videos, resources from industry leaders, and informative Newsletters.
  • Exclusive discounts on ALM, BenefitsPRO magazine and events.
  • Access to other award-winning ALM websites including and

Already have an account?


© 2023 ALM Global, LLC, All Rights Reserved. Request academic re-use from All other uses, submit a request to [email protected]. For more information visit Asset & Logo Licensing.

Dig Deeper

BenefitsPRO Broker Expo 2024Event

The premier educational and networking event for employee benefits brokers and agents.

Get More Information


Join BenefitsPRO

Don’t miss crucial news and insights you need to navigate the shifting employee benefits industry. Join now!

  • Unlimited access to - your roadmap to thriving in a disrupted environment
  • Access to other award-winning ALM websites including and
  • Exclusive discounts on and ALM events.

Already have an account? Sign In Now
Join BenefitsPRO

Copyright © 2023 ALM Global, LLC. All Rights Reserved.