The Biden administration on Friday proposed several new initiatives aimed at reducing health-care costs, including a crackdown on so-called scam insurance plans, new guidance to prevent surprise medical bills and an effort to reduce medical debt tied to credit cards.

The administration plans to limit what it calls “junk” insurance plans, such as short-term policies that can deny basic coverage as people transition between jobs and need temporary coverage. It cited the case of a Montana man who received a $43,000 health-care bill because his insurer said his cancer was a preexisting condition.

“That’s not real insurance — that’s junk insurance,” said Neera Tanden, director of the White House Domestic Policy Council. “We will propose a rule to crack down on these plans.”

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