The Biden administration on Friday proposed several new initiatives aimed at reducing health-care costs, including a crackdown on so-called scam insurance plans, new guidance to prevent surprise medical bills and an effort to reduce medical debt tied to credit cards.

The administration plans to limit what it calls "junk" insurance plans, such as short-term policies that can deny basic coverage as people transition between jobs and need temporary coverage. It cited the case of a Montana man who received a $43,000 health-care bill because his insurer said his cancer was a preexisting condition.

Complete your profile to continue reading and get FREE access to BenefitsPRO, part of your ALM digital membership.

Your access to unlimited BenefitsPRO content isn’t changing.
Once you are an ALM digital member, you’ll receive:

  • Breaking benefits news and analysis, on-site and via our newsletters and custom alerts
  • Educational webcasts, white papers, and ebooks from industry thought leaders
  • Critical converage of the property casualty insurance and financial advisory markets on our other ALM sites, PropertyCasualty360 and ThinkAdvisor
NOT FOR REPRINT

© 2025 ALM Global, LLC, All Rights Reserved. Request academic re-use from www.copyright.com. All other uses, submit a request to [email protected]. For more information visit Asset & Logo Licensing.

Alan Goforth

Alan Goforth is a freelance writer in suburban Kansas City. In addition to freelancing for several publications, he has written a dozen books about sports and other topics.