Investors are rattled, and understandably so. After more than a year of increasing interest rates, the Federal Reserve raised rates again last month, as it left open the possibility of further hikes to continue its fight against inflation – the likes of which we haven't seen in decades.

When you combine the impact of inflation with a looming potential recession and ongoing market volatility, it's not surprising that investors are feeling the heat. In fact, those closest to retirement age are now considering delaying their retirement plans, with 25% planning to retire later than expected and another 15% unsure if they will ever retire at all, according to a recent Nationwide Advisor Authority survey.

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