company stress test

U.S. workers are feeling stressed, and they are looking to their employers for help.

Holistic health and productivity each have dropped by 5%, while workforce engagement has declined by 7%, according to MetLife’s 2025 U.S. Employee Benefit Trends study. A majority of respondents cite financial concerns, including rising medical costs (77%) and economic uncertainty (68%), as their primary source of stress.

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More than 8 in 10 workers hold their employer accountable for building trust at work, while employees overall are 1.5 times more likely to trust their employer than other institutions. With a greater responsibility to build trust also comes a significant opportunity to improve workplace outcomes. Employees who trust and feel cared for by their employer are more likely to feel holistically healthy, engaged and productive.

Research shows that employers can build trust by fostering a supportive culture and promoting positive benefits experiences, which includes providing employees with opportunities to give feedback and the right tools to choose and use their benefits effectively.

"Our research continues to validate that employers who demonstrate care for their employees see improved workplace health and outcomes," said Todd Katz, head of group benefits for MetLife. “What we’ve newly uncovered this year, given macro challenges, is an opportunity to fortify care by fostering trust. Employers that focus on prioritizing benefit experiences and culture can effectively build high-trust, high-performing workplaces.”

Workplaces that promote recognition of achievements, transparent leadership and empathy are more likely to foster trust between employees and employers. Combining the right mix of benefits with a positive user experience also is highly correlated to increased trust and improved outcomes. Employers can enhance benefits experiences by optimizing communication strategies, providing personalized guidance and consistently engaging employees to support year-round utilization. Employees who use and have positive experiences with their benefits are:

  • 2.4 times more likely to feel holistically healthy;
  • 2.1 times more likely to trust that their employer will protect them in economic downturns; and
  • 1.8x more likely to trust their employer’s leadership.
“Benefits provide employees with stability and protection in uncertain times, which helps them feel cared for and amplifies trust,” Katz said.

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Alan Goforth

Alan Goforth is a freelance writer in suburban Kansas City. In addition to freelancing for several publications, he has written a dozen books about sports and other topics.