Analysis

Discouraging utilization of low-value services requires a more nuanced approach.

Whether patients will be able to afford the cost of treatment depends largely on what kind of insurance they have.

Politics at the state level are much less divisive, offering a key opportunity to make inroads.

Interest rates have hit rock bottom and people are holding onto cash while the nation waits for the Presidential election and a cure for Covid-19.

Most CFOs are far less concerned about the cost of the benefits plan than they are at its effectiveness at keeping employees healthy.

Employees would rather have a job that provides meaning and an employer who values them as a person.