If innovation is as Jay Abraham says, making obsolete that which you did before, then the small motley band of benefits professionals determined to revolutionize their business certainly qualifies.

Everyone thinks theyre innovative. That they have the answer. Everyones kid is a genius. Or the next Gerber baby. Or, if youve ever watched American Idols audition shows, anyone can be the next superstar.

So while the Senate casts a meaningless, however principled, vote, federal spending could balloon by as much as $120 billion back in the real world.

Now that weve highlighted the heftiest states, what are the nations slimmest states, relatively speaking?

Everyone thinks theyre innovative. That they have the answer. Everyones kid is a genius. Or the next Gerber baby. Or, if youve ever watched American Idols audition shows, anyone can be the next superstar.

The downward spiral of public opinion surrounding PPACA continues since its July peak, just as midterm elections creep closer.

Were not getting any younger. And, apparently, were not getting any skinnier, either.

I think we can all agree theres very little affordability in the Patient Protection and Affordable Care Act.