Here's what one expert sees as the flaws to the Zenefits approach.

In a recent post, I made the comment, If youre losing business to Zenefits, focus on your business, not theirs.

Our industry is in desperate need of transformation.

If youre losing business to Zenefits, focus on your business, not theirs.

I believe the independent agency system and its producers have the potential, and need, to be a more significant contributor to client success than any other partner their clients have.

I believe the independent agency system and its producers have the potential, and need, to be a more significant contributor to client success than any other partner their clients have.

Are you meeting your responsibility as a business owner?

I love our industry. I dont think theres anything like it anywhere else. Were able to maintain a reasonable work-life balance; we can make a great income; every day we get to meet and work with terrific new people.