{
  "author": {
    "name": "Nick Thornton",
    "webUrl": "/author/profile/nick-thornton/",
    "description": "",
    "imageLarge": "https://secure.gravatar.com/avatar/f16d6fc2845f417ea0e93a3f2b6cd37d?s=136&d=mm&r=g",
    "estimate": 1670,
    "social": [],
    "articles": [
      {
        "uri": "/2020/02/04/will-secure-act-move-the-needle-for-guaranteed-income-in-retirement-plans/",
        "title": "Will SECURE Act move the needle for guaranteed income in retirement plans?",
        "byline": "Nick Thornton",
        "kicker": "Market Insights",
        "prettyDate": "February 04, 2020",
        "timeToRead": "6 minute",
        "image": {
          "uri": "https://images.benefitspro.com/contrib/content/uploads/sites/412/2020/02/annuity-annuities-shutterstock.jpg",
          "width": "620",
          "height": "413"
        },
        "authors": [
          {
            "webUrl": "/author/profile/nick-thornton/",
            "name": "Nick Thornton"
          }
        ],
        "kickerNode": [
          {
            "uri": "/market-insights/",
            "sectionName": "Market Insights"
          }
        ],
        "summary": "One development that could spur product innovation would be new guidance from the DOL on the role of annuities in a qualified default investment alternative.",
        "body": null
      },
      {
        "uri": "/2020/01/30/with-secure-act-ebsa-has-its-hands-full/",
        "title": "With SECURE Act, EBSA has its hands full",
        "byline": "Nick Thornton",
        "kicker": "News",
        "prettyDate": "January 30, 2020",
        "timeToRead": "4 minute",
        "image": {
          "uri": "https://images.benefitspro.com/contrib/content/uploads/sites/412/2020/01/rule-regulations.jpg",
          "width": "617",
          "height": "411"
        },
        "authors": [
          {
            "webUrl": "/author/profile/nick-thornton/",
            "name": "Nick Thornton"
          }
        ],
        "kickerNode": [
          {
            "uri": "/news/",
            "sectionName": "News"
          }
        ],
        "summary": "From tricky provisions in Secure Act, to a new fiduciary rule, regulators have their work cut out",
        "body": null
      },
      {
        "uri": "/2020/01/29/lockheed-executes-another-risk-transfer-as-it-looks-to-move-all-employees-to-dc-plan/",
        "title": "Lockheed executes another risk transfer as it looks to move all employees to DC plan",
        "byline": "Nick Thornton",
        "kicker": "News",
        "prettyDate": "January 29, 2020",
        "timeToRead": "2 minute",
        "image": {
          "uri": "https://images.benefitspro.com/contrib/content/uploads/sites/412/2020/01/turning-arrow.jpg",
          "width": "616",
          "height": "411"
        },
        "authors": [
          {
            "webUrl": "/author/profile/nick-thornton/",
            "name": "Nick Thornton"
          }
        ],
        "kickerNode": [
          {
            "uri": "/news/",
            "sectionName": "News"
          }
        ],
        "summary": "Future risk transfer deals are likely, but none are yet planned, a company spokesperson said.",
        "body": null
      },
      {
        "uri": "/2020/01/29/social-security-medicare-spending-will-drive-increases-in-federal-debt-over-next-decade/",
        "title": "Social Security, Medicare spending will drive increases in federal debt over next decade",
        "byline": "Nick Thornton",
        "kicker": "News",
        "prettyDate": "January 29, 2020",
        "timeToRead": "3 minute",
        "image": {
          "uri": "https://images.benefitspro.com/contrib/content/uploads/sites/412/2020/01/old-woman-poor-poverty-1.jpg",
          "width": "616",
          "height": "411"
        },
        "authors": [
          {
            "webUrl": "/author/profile/nick-thornton/",
            "name": "Nick Thornton"
          }
        ],
        "kickerNode": [
          {
            "uri": "/news/",
            "sectionName": "News"
          }
        ],
        "summary": "In 1995, Social Security's outlays were 4.4 percent of GDP, and Medicare and other federal health insurance programs accounted for 3.2 percent.",
        "body": null
      },
      {
        "uri": "/2020/01/28/how-5-top-tdf-providers-2020-funds-did-in-2019/",
        "title": "How 5 top TDF providers' 2020 funds did in 2019",
        "byline": "Nick Thornton",
        "kicker": "Market Insights",
        "prettyDate": "January 28, 2020",
        "timeToRead": "1 minute",
        "image": {
          "uri": "https://images.benefitspro.com/contrib/content/uploads/sites/412/2020/01/time-DC-plans-401k-saving.jpg",
          "width": "617",
          "height": "411"
        },
        "authors": [
          {
            "webUrl": "/author/profile/nick-thornton/",
            "name": "Nick Thornton"
          }
        ],
        "kickerNode": [
          {
            "uri": "/market-insights/",
            "sectionName": "Market Insights"
          }
        ],
        "summary": "Timing is everything.",
        "body": null
      },
      {
        "uri": "/2020/01/28/as-coronavirus-fears-spook-equity-markets-trading-in-401ks-spikes/",
        "title": "As coronavirus fears spook equity markets, trading in 401(k)s spikes",
        "byline": "Nick Thornton",
        "kicker": "News",
        "prettyDate": "January 28, 2020",
        "timeToRead": "3 minute",
        "image": {
          "uri": "https://images.benefitspro.com/contrib/content/uploads/sites/412/2020/01/coronavirus-epidemic-bloomberg.jpg",
          "width": "616",
          "height": "411"
        },
        "authors": [
          {
            "webUrl": "/author/profile/nick-thornton/",
            "name": "Nick Thornton"
          }
        ],
        "kickerNode": [
          {
            "uri": "/news/",
            "sectionName": "News"
          }
        ],
        "summary": "The reaction to the coronavirus suggests savers in 401(k)s are more prone to erratic trading in down markets, Alight Solutions says.",
        "body": null
      },
      {
        "uri": "/2020/01/22/8-secure-act-provisions-effective-immediately-await-compliance-guidance-from-regulators/",
        "title": "8 SECURE Act provisions effective immediately await regulators' compliance guidance",
        "byline": "Nick Thornton",
        "kicker": "Analysis",
        "prettyDate": "January 22, 2020",
        "timeToRead": "6 minute",
        "image": {
          "uri": "https://images.benefitspro.com/contrib/content/uploads/sites/412/2020/01/non-compliant.jpg",
          "width": "617",
          "height": "411"
        },
        "authors": [
          {
            "webUrl": "/author/profile/nick-thornton/",
            "name": "Nick Thornton"
          }
        ],
        "kickerNode": [
          {
            "uri": "/analysis/",
            "sectionName": "Analysis"
          }
        ],
        "summary": "Although industry must comply immediately with these provisions, they lack guidance from regulators as to how, the SPARK Institute says.",
        "body": null
      },
      {
        "uri": "/2020/01/21/here-are-7-ways-401ks-have-changed-in-just-5-years/",
        "title": "Here are 7 ways 401(k)s have changed in just 5 years",
        "byline": "Nick Thornton",
        "kicker": "News",
        "prettyDate": "January 21, 2020",
        "timeToRead": "2 minute",
        "image": {
          "uri": "https://images.benefitspro.com/contrib/content/uploads/sites/412/2020/01/retirement-plan.jpg",
          "width": "616",
          "height": "411"
        },
        "authors": [
          {
            "webUrl": "/author/profile/nick-thornton/",
            "name": "Nick Thornton"
          }
        ],
        "kickerNode": [
          {
            "uri": "/news/",
            "sectionName": "News"
          }
        ],
        "summary": "The average 401(k) account balance topped $120,000 in 2018 -- what changes in design features, if any, explain the increase?",
        "body": null
      },
      {
        "uri": "/2020/01/15/recordkeepers-deluged-by-sponsors-questions-need-secure-act-guidance-yesterday/",
        "title": "Recordkeepers 'deluged' by sponsors' questions need SECURE Act guidance yesterday",
        "byline": "Nick Thornton",
        "kicker": "News",
        "prettyDate": "January 15, 2020",
        "timeToRead": "4 minute",
        "image": {
          "uri": "https://images.benefitspro.com/contrib/content/uploads/sites/412/2020/01/questions-question-mark.jpg",
          "width": "620",
          "height": "413"
        },
        "authors": [
          {
            "webUrl": "/author/profile/nick-thornton/",
            "name": "Nick Thornton"
          }
        ],
        "kickerNode": [
          {
            "uri": "/news/",
            "sectionName": "News"
          }
        ],
        "summary": "If not guidance on the 'new parent' provision, recordkeepers would welcome good faith relief regarding withholding and RMDs.",
        "body": null
      },
      {
        "uri": "/2020/01/14/supreme-court-punts-on-retirement-plans-committee-of-ibm-v-jander/",
        "title": "Supreme Court punts on employee stock ownership case of IBM v. Jander",
        "byline": "Nick Thornton",
        "kicker": "News",
        "prettyDate": "January 14, 2020",
        "timeToRead": "4 minute",
        "image": {
          "uri": "https://images.benefitspro.com/contrib/content/uploads/sites/412/2020/01/Supreme-Court-building-Scotus-black-and-white-stairs.jpg",
          "width": "618",
          "height": "408"
        },
        "authors": [
          {
            "webUrl": "/author/profile/nick-thornton/",
            "name": "Nick Thornton"
          }
        ],
        "kickerNode": [
          {
            "uri": "/news/",
            "sectionName": "News"
          }
        ],
        "summary": "High court unanimously sends back IBM ESOP case to 2nd Circuit court.",
        "body": null
      }
    ]
  }
}