{
  "author": {
    "name": "Warren S Hersch",
    "webUrl": "/author/profile/warren-s-hersch/",
    "description": "",
    "imageLarge": "https://secure.gravatar.com/avatar/f16d6fc2845f417ea0e93a3f2b6cd37d?s=136&d=mm&r=g",
    "estimate": 96,
    "social": [],
    "articles": [
      {
        "uri": "/2012/06/21/half-of-us-households-arent-ready-to-retire/",
        "title": "Half of US households aren't ready to retire",
        "byline": "Warren S. Hersch",
        "kicker": "",
        "prettyDate": "June 21, 2012",
        "timeToRead": "3 minute",
        "image": {
          "uri": "",
          "width": "",
          "height": ""
        },
        "authors": [
          {
            "webUrl": "/author/profile/warren-s-hersch/",
            "name": "Warren S. Hersch"
          }
        ],
        "kickerNode": [],
        "summary": "Boston College's Center for Retirement Research suggests that 20 percent more American households have fallen behind on retirement planning, compared to 1989.",
        "body": null
      },
      {
        "uri": "/2012/06/13/mdrt-leaders-flag-government-regulations-as-top-co/",
        "title": "MDRT leaders flag government regulations as top concern",
        "byline": "Warren S. Hersch",
        "kicker": "",
        "prettyDate": "June 13, 2012",
        "timeToRead": "9 minute",
        "image": {
          "uri": "",
          "width": "",
          "height": ""
        },
        "authors": [
          {
            "webUrl": "/author/profile/warren-s-hersch/",
            "name": "Warren S. Hersch"
          }
        ],
        "kickerNode": [],
        "summary": "Advisors' businesses around the world have been impacted by the growth of government regulations, including near-total bans on commissions.",
        "body": null
      },
      {
        "uri": "/2012/06/08/retirement-income-will-be-biggest-trend-over-next/",
        "title": "Retirement income will be biggest trend over next 5 years",
        "byline": "Warren S. Hersch",
        "kicker": "",
        "prettyDate": "June 08, 2012",
        "timeToRead": "3 minute",
        "image": {
          "uri": "",
          "width": "",
          "height": ""
        },
        "authors": [
          {
            "webUrl": "/author/profile/warren-s-hersch/",
            "name": "Warren S. Hersch"
          }
        ],
        "kickerNode": [],
        "summary": "Plan sponsors and recordkeepers agree that a focus on retirement income will be one of the biggest retirement practice trends in the future, according to MetLife research.",
        "body": null
      },
      {
        "uri": "/2012/06/04/brokers-gain-voluntary-market-share-in-2011/",
        "title": "Brokers gain voluntary market share in 2011",
        "byline": "Warren S. Hersch",
        "kicker": "",
        "prettyDate": "June 04, 2012",
        "timeToRead": "4 minute",
        "image": {
          "uri": "",
          "width": "",
          "height": ""
        },
        "authors": [
          {
            "webUrl": "/author/profile/warren-s-hersch/",
            "name": "Warren S. Hersch"
          }
        ],
        "kickerNode": [],
        "summary": "Sales of voluntary insurance products rose in 2011 to $5.5 billion in premium, fueled chiefly by the largest producer channel, benefit brokers, according to a new report.",
        "body": null
      },
      {
        "uri": "/2012/05/30/individual-life-sales-improve-in-first-quarter-of/",
        "title": "Individual life sales improve in first quarter of 2012",
        "byline": "Warren S. Hersch",
        "kicker": "",
        "prettyDate": "May 30, 2012",
        "timeToRead": "3 minute",
        "image": {
          "uri": "",
          "width": "",
          "height": ""
        },
        "authors": [
          {
            "webUrl": "/author/profile/warren-s-hersch/",
            "name": "Warren S. Hersch"
          }
        ],
        "kickerNode": [],
        "summary": "Whole life is turning out to be the biggest driver in growth across the entire industry, with its security of premium, according to LIMRA research.",
        "body": null
      },
      {
        "uri": "/2012/05/25/monthly-spending-exceeds-income-for-a-fifth-of-ame/",
        "title": "Monthly spending exceeds income for a fifth of Americans",
        "byline": "Warren S. Hersch",
        "kicker": "",
        "prettyDate": "May 25, 2012",
        "timeToRead": "2 minute",
        "image": {
          "uri": "",
          "width": "",
          "height": ""
        },
        "authors": [
          {
            "webUrl": "/author/profile/warren-s-hersch/",
            "name": "Warren S. Hersch"
          }
        ],
        "kickerNode": [],
        "summary": "While fewer than 1 in 10 Americans say their lifestyle is more than they can afford, more than 21 percent say their monthly spending exceeds their income at least half of the year.",
        "body": null
      },
      {
        "uri": "/2012/05/24/gao-report-asks-dol-to-examine-fiduciary-definitio/",
        "title": "GAO report asks DOL to examine fiduciary definition",
        "byline": "Warren S. Hersch",
        "kicker": "",
        "prettyDate": "May 24, 2012",
        "timeToRead": "2 minute",
        "image": {
          "uri": "",
          "width": "",
          "height": ""
        },
        "authors": [
          {
            "webUrl": "/author/profile/warren-s-hersch/",
            "name": "Warren S. Hersch"
          }
        ],
        "kickerNode": [],
        "summary": "The report also suggests the DOL develop more proactive approaches to educational outreach and improve access to Form 5500 data.",
        "body": null
      },
      {
        "uri": "/2012/05/23/for-those-eligible-403bs-seeing-increased-particip/",
        "title": "For those eligible, 403(b)s seeing increased participation",
        "byline": "Warren S. Hersch",
        "kicker": "",
        "prettyDate": "May 23, 2012",
        "timeToRead": "2 minute",
        "image": {
          "uri": "",
          "width": "",
          "height": ""
        },
        "authors": [
          {
            "webUrl": "/author/profile/warren-s-hersch/",
            "name": "Warren S. Hersch"
          }
        ],
        "kickerNode": [],
        "summary": "An average of 64.3 percent of employees eligible to participate in their organizations 403(b) plan made contributions to the plan in 2011, new research reveals.",
        "body": null
      },
      {
        "uri": "/2012/05/23/fixed-indexed-annuities-see-a-13-percent-sales-inc/",
        "title": "Fixed Indexed Annuities see a 13 percent sales increase",
        "byline": "Warren S. Hersch",
        "kicker": "",
        "prettyDate": "May 23, 2012",
        "timeToRead": "2 minute",
        "image": {
          "uri": "",
          "width": "",
          "height": ""
        },
        "authors": [
          {
            "webUrl": "/author/profile/warren-s-hersch/",
            "name": "Warren S. Hersch"
          }
        ],
        "kickerNode": [],
        "summary": "AnnuitySpecs.com says sales of FIAs were up 13 percent, with a year-ending total of $8 billion.",
        "body": null
      },
      {
        "uri": "/2012/05/17/aviva-study-links-womens-stress-to-their-finances/",
        "title": "Aviva study links women's stress to their finances and health",
        "byline": "Warren S. Hersch",
        "kicker": "",
        "prettyDate": "May 17, 2012",
        "timeToRead": "2 minute",
        "image": {
          "uri": "",
          "width": "",
          "height": ""
        },
        "authors": [
          {
            "webUrl": "/author/profile/warren-s-hersch/",
            "name": "Warren S. Hersch"
          }
        ],
        "kickerNode": [],
        "summary": "The survey, done in conjunction with the Mayo Clinic, suggests only a third of women are comfortable with their current financial situation, leading to health issues.",
        "body": null
      }
    ]
  }
}