Broker Regulation

A merger of CVS and Aetna would create a health-care behemoth and put huge pressure on standalone players such as Express Scripts Holding Co. and Walgreens Boots Alliance Inc.

Since the loss of cost-sharing reduction payments related to coverage on the Affordable Care Act exchanges, insurers have boosted their rates by anywhere from 7 to 38 percent, according to an analysis by the Kaiser Family Foundation.

If the current Affordable Care Act employer coverage reporting rules stay in place, the Internal Revenue Service has to do something to ease employers' desperation over getting accurate Social Security numbers for the employees' spouses, children and other dependents.

Actuaries and insurance buyers may be on opposite ends of the insurance industry spectrum, but we all have a common goal securing the best benefits and coverage while keeping costs low.

Jeers from ACA haters and caterwauling from ACA lovers aside, what clues are there about how the individual market might actually work?

The fines pale in comparison to the $11 million in penalties that Zenefits has agreed to pay in at least 40 states.