Broker Regulation

Rachel Miner is an employee benefit strategist at Employee Benefit Advisors of the Carolinas, LLC. Their agency partners closely with mid-sized businesses to simplify employee benefits and proactively manage health care spend through creative thought leadership and innovative solutions.

Managers of HealthCare.gov have gotten 7,350 insurance agents and brokers registered to sell health insurance exchange plans through its enrollment system for 2018, in spite of continuing uncertainty about how the individual major medical market will work in 2018.

Faced with the rising prospect of bare counties with no marketplace plans, insurers have stepped in to offer coverage in part because they see an opportunity to make money with alternative models, experts say.

How can companies and consumers protect themselves and manage this increasing threat?

An increasing number of employers are requiring that same-sex partners be married in order for employees partners to qualify for health care benefits.

In a year when major insurers like Aetna and Humana are pulling out of state exchanges left and rightleaving some 35,000 people in 45 counties with no insurance options, and 3 million more in 1,388 counties with just onea growth story like Oscar's is not only rare, it's virtually unheard-of.