Consumer Driven Health Care

HR urges brokers to make these mental health services accessible through employee benefits.

For too long, secrecy served the interest of entrenched interests in the industry. The recent transparency effort is a positive step into the light.

Employers and advisors are deeply concerned about what the Dobbs ruling will mean for benefit plans, and whether they can fully serve the needs of the enrollees on group health plans, especially in states where an abortion ban is imminent or likely.

ACA premium rates may increase significantly in 2023 as health plans adjust to the new realities of the pandemic, changes to federal policies, and inflation.

With fewer households falling under the traditional "nuclear family" classification, employers must rethink their benefits strategy.

"The frequency and intensity of services associated with pregnancy and childbirth can lead to considerable out-of-pocket expenses for new parents, particularly those covered by private insurance," Kaiser Family Foundation analysis finds.

Americans are carrying a staggering amount of medical debt, but some states have policies in place to help.

Despite spending more than $1 trillion on health insurance each year, many U.S. consumers are making poorly informed decisions – and paying for their lack of understanding.