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Choice in products and plans is at the core of most online benefits marketplaces operating today. Without meaningful choice, a solution would be hard pressed to deliver the results for employee satisfaction that the industry is currently realizing.

The Trump administration has come out with a 365-page notice that shows how the U.S. major medical insurance market could look in 2019 if that market still exists.

If the current Affordable Care Act employer coverage reporting rules stay in place, the Internal Revenue Service has to do something to ease employers' desperation over getting accurate Social Security numbers for the employees' spouses, children and other dependents.

Employers will one day be able to use artificial intelligence to guide the way in helping workers more clearly understand how to use their benefits correctly.

Jeers from ACA haters and caterwauling from ACA lovers aside, what clues are there about how the individual market might actually work?

CMS administrator Seema Verma says the changes would give states an unprecedented level of flexibility to design their Medicaid programs as they see fit.