Voluntary Benefits

Long-term care insurance has been a difficult product to sell for some time, and recent events have called its marketability further into question.

CVS Caremark Corp. said Tuesday that its third-quarter earnings climbed 16 percent. The drugstore operator and pharmacy benefits manager posted revenue increases in both businesses, benefiting from new customers won from rivals, and raised its full-year earnings outlook.

Health insurer Humana Inc. said Monday that its third-quarter net income fell 4 percent as more premium dollars from its members went to pay for medical claims, offsetting continued growth in its lucrative Medicare Advantage business.

WellPoint Inc., the nation's second-largest health insurer, will issue on Wednesday its first quarterly earnings report since Chairwoman and CEO Angela Braly abruptly resigned in August.

If you arent looking at these types of products for your accounts, someone else may be.

Despite entering its eighth year, this years edition of our annual Readers Choice Awards boasts some unique talking points.