Voluntary Benefits

It's the financial protection that many will need in retirement but few are willing or able to buy. Long-term care insurance scares off most people because of the cost.

Most carriers (at 75 percent) say more guaranteed issue is the most significant product trend in todays voluntary market. More features and more options came in at a close second, followed by lower participation requirements.

When was the last time you went to the dentist? If you have to think longer than 15 seconds, its been too long.

Sales of voluntary insurance products rose in 2011 to $5.5 billion in premium, fueled chiefly by the largest producer channel, benefit brokers, according to a new report.

WellPoint Inc. plans to buy contact lens retailer 1-800-Contacts Inc. in a deal that would give the insurer its first direct-to-consumer business outside selling individual health coverage.

We have a long way to go in getting out the word on disability income protection