Voluntary Benefits

Most employees can expect to see voluntary benefit options added to their benefit plans thanks to new regulatory and economic issues.

Most would agree some level of life insurance coverage is better than no none at all. But to really meet the needs of employees, the focus should be on the adequacy of coverage.

Here's a question: In an economic downturn, you would put a priority on paying for a) food, b) housing, or c) life insurance?

Consumers generally consider choice a good thing. And usually it is. But can having too many choices actually lead consumers to make a poor decisionor even no decision at all?

Universal Life Insurance Source List

In the past two columns, weve looked at overall voluntary sales for 2010 and sales by product line and platform. In this final column on 2010 sales, we look at results by distributor segment.