Voluntary Benefits

Hispanics have the lowest rates of life insurance ownership compared to whites and African Americans, claims a new study released today by the LIFE foundation and LIMRA.

Effective communications must begin with a rethinking of what peoplenot employeesread, what they gravitate to, and what engages and motivates them.

Pre-Paid Legal Services (PPL) is now LegalShield(SM).

The real takeaway from President Barack Obama's jobs agenda? Workers probably can count on continuing to pay lower Social Security taxes. Employers may not have to pay as much, either. The long-term unemployed probably will keep drawing jobless benefits.

Consumers generally consider choice a good thing. And usually it is. But can having too many choices actually lead consumers to make a poor decisionor even no decision at all?

Given that hedge funds and hedging are so much in the news, I began to think about the ways a company can hedge its employee benefit costs.