Employee-Paid

Strong demand for supplemental health coverage adds to surge in life and disability sales.

The measure of spending on health care drops from last year and there is plenty of room for growth in Optum Health.

With fewer households falling under the traditional "nuclear family" classification, employers must rethink their benefits strategy.

"The frequency and intensity of services associated with pregnancy and childbirth can lead to considerable out-of-pocket expenses for new parents, particularly those covered by private insurance," Kaiser Family Foundation analysis finds.

Report indicates employers are broadening their financial wellness programs with more services, but improvements need to be made in order for employees to take advantage of all benefits.

Despite spending more than $1 trillion on health insurance each year, many U.S. consumers are making poorly informed decisions – and paying for their lack of understanding.