Employee-Paid

For more than half of patients who pay any drug deductible or coinsurance, median out-of-pocket spending has increased by 15.0%.

The IRS has updated HSA and excepted benefit HRA parameters for 2022.

Growth is expected to keep up for the 'foreseeable future.'

From going self-funded to fully utilizing technologies like on-site clinics and telehealth, employers can now confidently choose lower-cost healthcare without any loss in quality.

Benefits advisors can help employers offer great, and even improved, health plan benefits to their employees, often at reduced costs, by breaking out of the box defined by traditional health plans. The trick is finding solutions that provide flexibility.

A few years ago, L&F Distributors, a McAllen, Texas-based beer wholesaler owned by Joe LaMantia and his family, decided to do something for its employees and their dependents about perpetually rising health costs.